Share Accounts
Membership Is Available To All Residents That:
Live or work in Nodaway, Andrew, Atchison, Gentry, Holt, or Worth County, or
Are alumni of Northwest Missouri State University, or
Are faculty of a school district in the 19 counties surrounding Northwest Missouri, or
Are related to a current member of the credit union, or
Had once been a member and moved out of our area – once a member, ALWAYS a member!
Membership is Easy!
To become a member of Northwest Missouri Regional Credit Union, all that is needed is a deposit of at least $25.00 into your share account and a one-time membership fee of $1.00. This initial deposit establishes your membership/ownership in the credit union.
Share (Savings) Account
Your Share Account can be opened with only $25.00 and represents your partial ownership of the credit union. Your Share Account works just like a regular passbook account, but as an owner you pay no monthly service charge and earn competitive dividends on balances over $100.
Children’s Share (Savings) Account
Children can begin developing strong financial sensibilities with a savings account. These accounts are for eligible members’ children up to age 18. The account can be opened with only $1.00. Students over the age of 18 who are enrolled in school can also participate.
PENNIES! Effective May 1, 2026
We will no longer accept or provide pennies starting May 1, 2026, as part of the U.S. Treasury’s decision to retire the penny.
Cash withdrawals will be rounded to the nearest nickel ($0.05) available in your account.
When cashing a check, the exact amount of the check will be deposited into your account and cash can then be withdrawn to the nearest nickel ($0.05) available in your account.
Spend them while they are accepted!