News

PENNIES! Effective May 1, 2026

We will no longer accept or provide pennies starting May 1, 2026, as part of the U.S. Treasury’s decision to retire the penny.

• Cash withdrawals will be rounded to the nearest nickel ($0.05) available in your account.

• When cashing a check, the exact amount of the check will be deposited into your account and cash can then be withdrawn to the nearest nickel ($0.05) available in your account.

• Deposit them before May 1st or spend them while they are accepted!

Rates are dropping on Auto Loans!

4.99%APR* New or Used 2026-2023 models 5.99%APR* 2022-2018 models

6.99%APR* 2017 & older models

*Payment Example: 62 monthly payments of $18.33 for each $1,000.00 borrowed at 4.99%APR, 62 monthly payments of $18.79 for each $1,000.00 borrowed at 5.99%APR, or 62 monthly payments of $19.26 for each $1,000.00 borrowed at 6.99%APR. Terms of the loan are based on the year of the vehicle and requires the borrower(s) to have a credit score of 675 or higher. Some additional restrictions may apply. Not available on existing NWMRCU loans. This rate may be discontinued at any time.

Need a Vehicle but have a Low Credit Score?

With a credit score of 674 or lower you may receive a 2%APR* decrease on the regular interest rates on all used vehicle loans!

*TERM OF LOAN IS BASED IN THE YEAR OF THE AUTO. REQUIRES AN APPROVED LOAN APPLICATION. Not available on existing NWMRCU loans. CERTAIN RESTRICTIONS MAY APPLY. PROMO MAY END AT ANYTIME.

7 month 3.75% APY Share Certificate Special

$10,000 minimum deposited. Rates subject to change at anytime.

Contact the Credit Union for more details!

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