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Need extra cash this Holiday season?

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Holiday Skip-a-Payment

Members with loans in current standing, may apply for 1 payment skip during November, December or January. A $25 processing fee is required per form/loan. All borrowers on the loan need to sign the skip-a-payment form. *certain restrictions apply.

HO HO HO Holiday Cash Loan!

Available November 1st - December 30th, 2025

Loan up to $1,200 for 12 Months with Interest from 5.5%APR to 15.5%APR*.

*Payment Example: 12 monthly payments of $103.00 for $1200.00 borrowed at 5.5%APR. Terms of the loan based on the borrower(s) credit score. Some additional restrictions may apply. This rate may be discontinued at any time.


Rates are dropping on Auto Loans!

5.99%APR* New or Used 2024-2022 models 6.99%APR* 2021-2017 models

7.99%APR* 2016 & older models

*Payment Example: 62 monthly payments of $18.79 for each $1,000.00 borrowed at 5.99%APR, 62 monthly payments of $19.26 for each $1,000.00 borrowed at 6.99%APR, or 62 monthly payments of $19.74 for each $1,000.00 borrowed at 7.99%APR. Terms of the loan are based on the year of the vehicle and requires the borrower(s) to have a credit score of 675 or higher. Some additional restrictions may apply. Not available on existing NWMRCU loans. This rate may be discontinued at any time.


Need a Vehicle but have a Low Credit Score?

With a credit score of 674 or lower you may receive a 2%APR* decrease on the regular interest rates on all used vehicle loans!

*TERM OF LOAN IS BASED IN THE YEAR OF THE AUTO. REQUIRES AN APPROVED LOAN APPLICATION. Not available on existing NWMRCU loans. CERTAIN RESTRICTIONS MAY APPLY. PROMO MAY END AT ANYTIME.


7 month 3.75% APY Share Certificate Special

$10,000 minimum deposited. Rates subject to change at anytime.

Contact the Credit Union for more details!


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Credit Union News

Credit Union Closings:

Christmas Eve Close at noon on Wednesday, December 24th
Christmas Day Thursday, December 25th
New Years Eve Close at noon on Wednesday, December 31st
New Years Day Thursday, January 1st, 2026
Martin Luther King, JR Day Monday, January 19th
President's Day Monday, February 16th
Easter Saturday, April 4th
Memorial Day Monday, May 25th

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