Membership


What is a Credit Union?

Chartered in 1933, Northwest Missouri Regional Credit Union is a not-for-profit financial cooperative, owned, controlled, and operated for the benefit of its members. Since there are no outside stockholders to satisfy, the credit union can return a greater percentage of its income to you, the member/owner, in the form of higher rates on deposits and lower rates on loans.

Credit union members join together to build long-term financial stability and provide high quality, low-cost financial services.


Who Can Join?

Northwest Missouri Regional Credit Union is proud to serve the current students, alumni, employees, emeritus faculty, and retired teachers of the private and state schools in the Northwest Missouri State University district as described in Missouri statutes; any person who resides or works in Nodaway, Andrew, Atchison, Gentry, Holt, and Worth Counties; and immediate family members of the above listed groups.

Our membership also covers any employee or relatives of an employee working at any of the school districts in 19 surrounding counties of Northwest Missouri: Andrew, Atchison, Buchanan, Caldwell, Carroll, Clay, Clinton, Daviess, DeKalb, Gentry, Grundy, Harrison, Holt, Livingston, Mercer, Nodaway, Platte, Ray, and Worth.


Family Membership

Northwest Missouri Regional Credit Union encourages family members to join. The benefits of credit union membership are not limited to you. The credit union is a wonderful place for your children to learn about savings, your brother or sister to get a low-cost loan, your parents to build their retirement nest egg, or to save for your grandchildren.


How Can I Join?

To become a member of Northwest Missouri Regional Credit Union, all that is needed is a deposit of at least $25.00 into your share account and a one-time membership fee of $1.00. This initial deposit establishes your membership/ownership in the credit union.


Once a Member, Always a Member

Once you are a member of the credit union, you remain a member for life–as long as you maintain a $25.00 balance (one share) in your share account.


Financial Security

Every dollar you invest in Northwest Missouri Regional Credit Union (up to $250,000) is fully insured by the National Credit Union Administration (NCUA), an agency of the federal government.

You can rest assured that there is no safer place for your hard-earned funds than a federally insured credit union.