Loans


4.99%* APR on New or Used Vehicle Loans

No matter the year, make or model, we have you covered!

*Payment Example: 62 monthly payments of $18.33 for each $1,000.00 borrowed. Terms of the loan are based on the year of the vehicle and requires borrower(s) to have a credit score of 675 or higher. Some additional restrictions may apply. Not available on existing NWMRCU loans. This rate may be discontinued at anytime.


In the interest of better assisting our members with their financial needs, Northwest Missouri Regional Credit Union offers several loans and a loan rate structure based on your credit score***.

New & Used Autos

Visit the credit union before shopping to secure a pre-approved auto loan. At the credit union you will get a great rate with no hidden fees, costly extras or add-ons. 

Auto loans as low as 4.99% APR* with possible 100% NADA value financing for qualified credit score and applications.

Financing also available for vintage/antique vehicles (over 35 years old).


Share Secured

A share-secured loan uses your shares in the credit union as collateral. It’s the easy way to keep the money in your share account earning dividends while you are using the funds from the loan. Contact the credit union for our competitive rates and all the details.


Signature

Your signature is all that is needed to secure this loan. Amounts up to $5,000 with terms 90 days to 44 months at competitive rates are available, depending on your application and credit rating.


Recreational Toys

Loans available on those toys to make the work week enjoyable! We offer loans for new and used boats, ATVs, motorcycles, RVs and trailers too.


Line-Of-Credit

With Overdraft Protection, you’ll never bounce a check or automatic payment again. Loan amounts are available up to $500, based on creditworthiness.


Loan Application 

*Child support, alimony, or separate maintenance payments need not be revealed, unless applicant wants the information included.


Helping Hands Loan Application

$500 loan for 90 days at 25% APR* interest, payment example of $173.72. A $25.00 application fee does apply.


 *** Rates for this product are as low as stated. Rate is based on an evaluation of applicant credit. Rate is also based on the selected term and loan to value for vehicle loans. An evaluation of applicant credit determines the total amount financed, term and whether MSRP or Factory Invoice is used for new vehicle values. Values are determined from either MSRP or Factory Invoice for new vehicles and NADA book value for used vehicles. Your rate and total amount financed may vary from the stated rate and maximum financing.