Skip-A-Pay


Needing some extra cash this holiday season? Current loan members have the option to apply for a Holiday Skip-a-Pay on their loans in either November, December, or January. A $25.00 fee applies for each approved Holiday Skip-a-Payment form*.

If payments are made by ACH or Payroll Deduction, the skipped payment will be deposited into the member’s Share Account. Full payment will continue the following month.  


*By agreeing to the Holiday Skip-a-Payment, you authorize Northwest Missouri Regional Credit Union to extend your final loan payment by one month. Interest will continue to accumulate on your loan during the month you skip your payment. One Holiday Skip-A-Payment per season. Not eligible on the first payment of the loan or if extension has been granted in last 12 months. Overdraft line of credit, Visa Credit Card and Helping Hands loan do not qualify.  All loan payments must be current to qualify, and have had no delinquency for the past six months.