ATM Debit Card
The Credit union offers a Mastercard® ATM Debit Card with our accounts.
Lost or Forgot your PIN? Call 1-800-992-3808
What is Card Skimming? What Can You Do?
Card skimming is when a fraudster illegally copies your debit or credit card data from the magnetic strip on your debit or credit card when you use your card. A hidden camera is also setup to capture your PIN as you enter it. Be aware of your surroundings when using an ATM. Report anything suspicious to the ATM owner.
ATM Debit Card Information:
The card can be used at a participating ATM machine to withdraw money from an account.
If the card is used for a debit or credit transaction with a merchant, the funds will be taken from the checking account.
The card can be used for debit or credit transactions with merchants that accept MasterCard®.
Debit card daily limits are $1,000 for purchases and $500 for ATM withdrawals.
ATM card daily limit is $1,000 for ATM withdrawals.
Our Mastercard® ATM debit card can be used internationally. Please contact the credit union before using international.
Debit Card Biller Update Service
Starting in October 2017, all Mastercard® debit cards will be opted in to an automatic billing updating service. This will provide updates to merchants to help process recurring customer payments, such as a subscription or utility payment.
This service will assist in reducing the number of declined transactions due to expired cards, lost/stolen cards, or other card-related changes not reported by the cardholder to impacted merchants.
Cardholders do have the option to opt out of this service by contacting the credit union before October 1, 2017. By opting out, the credit union will not provide updated debit card information to any automatic billing merchants.
ATM Debit Card Fraud Text Alerts
On April 18th, 2017, the credit union Mastercard® debit card fraud protection program was upgraded to implement text messaging alerts. With this program the cardholder will receive a text message in the event of a potential fraud involving their debit card. To opt out of this service, contact the credit union.
Lost or Stolen Card: Call (660) 582-5747.